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Home-ownership can be one of the best things you can do for your family, finances, peace of mind, and overall quality of life. It also means that it can become one of the biggest decisions of your life!  Over the years, I’ve learned to prepare my clients and manage their expectations about the real estate process.  To begin with, it should be fun, but at times the purchasing process can prove to be a roller-coaster of emotions ranging from excitement to absolute terror.

As the economy continues to improve, American families can see their personal financial situations improving. More and more families are able to break the chain of living paycheck to paycheck and are beginning to save and build their net worth. A historically proven way to increase family wealth is through the acquisition of real estate.

After seven years of some of the lowest interest rates in recorded history, the Federal Reserve has decided to raise the key Federal Funds Rate by 0.25 percent. This long anticipated move is causing concern amongst consumers that it will lead to a jump in mortgage rates and negatively impact the U.S. housing market.